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Can an expense tracker log eligible in-store Apple Pay payments?

The purchase you are most likely to forget is often the one you made a minute ago at the supermarket or corner shop. After a one-time iPhone Shortcut setup, Dolly can log eligible in-store Apple Pay contactless payments automatically. In-app, online and ineligible payments are not captured.

Dolly transaction screen showing an Apple Pay record
Dolly Dog with Apple Pay expense tracking
WHY IT HELPS

You do not have to stop and type while you are out. Check the merchant, category and trip later, and edit or delete the record if you need to. Dolly catches the loose end; you keep the final say.

Dolly Dog in a scene connected with Apple Pay expense tracking
LIFE WITH DOLLY · Apple Pay expense tracking

Ordinary days are worth keeping.

From a coffee on the commute to groceries on the way home, Dolly helps put the small purchases of real life in order.

HOW IT WORKS

Every step leaves room for you to check.

  1. 01

    Complete the one-time setup

    Follow the guide in Dolly to create the iPhone Shortcut automation.

  2. 02

    Pay in a shop

    Use an eligible card for an eligible in-store Apple Pay contactless payment.

  3. 03

    Dolly logs the payment

    Dolly receives a record with the amount, time and payment method.

  4. 04

    Adjust it when you like

    Edit the merchant or category, or delete the record, at any time.

SETUP GUIDE

Set up the Apple Pay Shortcut in nine screens.

The screens are in English. Labels can vary slightly by iOS version.

  1. 01

    Open Automations in Shortcuts

    In the Shortcuts app, open Automations and add a personal automation.

    Step 1: Open Automations in Shortcuts
  2. 02

    Choose Wallet

    Select Wallet as the payment trigger rather than NFC.

    Step 2: Choose Wallet
  3. 03

    Keep all seven transaction categories

    Make sure all seven categories have a blue tick.

    Step 3: Keep all seven transaction categories
  4. 04

    Run immediately

    Choose Run Immediately and turn off run notifications.

    Step 4: Run immediately
  5. 05

    Create a new shortcut

    Continue from the system screen to create a new shortcut.

    Step 5: Create a new shortcut
  6. 06

    Add Dolly's action

    Search for Dolly and select Log Card Payment.

    Step 6: Add Dolly's action
  7. 07

    Connect the amount

    Link Amount to the transaction amount from Shortcut Input.

    Step 7: Connect the amount
  8. 08

    Connect the currency code

    Choose Currency Amount as the type, then select Currency Code.

    Step 8: Connect the currency code
  9. 09

    Check every field

    Confirm that merchant, amount, card and currency code are all connected.

    Step 9: Check every field
Scope

This workflow is limited to eligible in-store Apple Pay contactless payments. Transit-card, in-app, online and ineligible transactions are not captured. Apple Pay records are logged automatically; you can edit or delete them at any time.

SCOPE

Know where this feature fits best.

Works well for

  • Eligible in-store Apple Pay contactless payments
  • An iPhone with the Dolly Shortcut configured
  • Records can be edited or deleted at any time

Good to know

  • In-app or online payments
  • Every shop, card or Apple Pay transaction
FAQ

Apple Pay expense tracking

Can an iPhone track expenses automatically?+

Dolly can reduce manual entry, but it does not post every purchase automatically. Eligible in-store Apple Pay contactless payments are logged automatically. Depending on the card's statement reconciliation setting, some payments are first saved as drafts, which aren't included in your totals.

How do I set up Apple Pay expense tracking?+

Follow the guide in Dolly to create a one-time iPhone Shortcut automation.

Does every Apple Pay payment get recorded?+

No. Only eligible in-store Apple Pay contactless payments are covered. In-app, online and ineligible transactions are not captured.

Are transit-card payments included?+

No. This workflow is for eligible in-store Apple Pay contactless payments, not transit-card taps.

Does Dolly connect to my bank?+

No. Dolly does not sign in to your bank or read your full bank transaction history.

Last updated: 2026-10-07
Now available on the App Store for iPhone · Android in development

Next month will happen anyway. Keep it while it does.

Dolly is now on the App Store.

Download on the App Store ↗Trial and subscription conditions are explained on the Plans page.
Dolly Dog out for a walk